Subaru of America Customer Rebates and Finance Interest Rates

Subaru of America rebates, special finance rates, and leases - Outback, Tribeca, Legacy, Impreza, Forester, WRX, STI
July 1- August 3 2009
Note- 2010 rebates and rates have not started yet (not sure when they will). 08 rebates/rates ended
- 2009 special interest rates
Lease specials 
Rebates- Tribeca - Outback - Legacy - Forester - Impreza
College grad program 
Payment Calculator
****
These are NW area programs. Rebates and Incentives may vary by region and area so you should always contact your local dealer for programs in your area.  This unofficial, unauthorized site is not a complete list of all customer and dealer rebates and incentives, there are other rebates and incentives paid to dealers not included here. Nothing here applies to Canadian sales. This site is not an offer to finance. All information subject to change, correction, updating.

This independent unofficial website is by Joe Spitz and is designed to help you learn about Subarus. It is not dealer authorized, it is not sponsored, supported or approved by any dealer, nor is it affiliated with or connected to any dealer. This independent unofficial website is not Subaru authorized, it is not sponsored, supported or approved by SoA (Subaru of America). 

Buy a Subaru in Seattle- Discounted prices in Washington, Oregon, Idaho, Montana, California, Alaska, Hawaii. Tips, comments welcomed homepage  I  contact

all text, photos, format © J. Spitz  unauthorized copying prohibited. Thanks for visiting. you are here http://www.cars101.com/subaru/rebates.html  v 7.1.09
always subject to change and correction.

Credit Bureau Agencies  Free credit report from the official US gov't site https://www.annualcreditreport.com  -  EquifaxExperian (formerly TRW)  -  TransUnion
 
SoA SPECIAL FINANCE  RATES on new 2009 models 
July 1-August 3, 2009
 check for rebates below  - Payment Calculator

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area

Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. 
Interest rates my be instead of rebate and not available on all models. This is not a complete list of all incentives.

FICO score: some private companies offer your FICO score for a fee, it may not be the same as the score a dealer gets. Contact your local dealer for approval.

These do not apply on cross border sales into Canada

SoA Subaru of America financing is by JP Morgan Chase, PO Box 901098, Ft. Worth, Tx, 76101-2098. Ph: finance 800.662.3325; lease 800.644.1941

Always subject to change and correction.
Outback - all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
 64-72 mos
700+, tier I, tier II
2.90%
2.90%
3.90%
3.90%
4.90%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
Impreza- all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
 0.0%
0%
0%
0%
2.90%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
4.90%
659-620, tier IV
5.90%
5.90%
5.90%
5.90%
5.90%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
Legacy - all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
0%
0%
0%
0%
0%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
4.90%
659-620, tier IV
5.90%
5.90%
5.90%
5.90%
5.90%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
Forester, Tribeca, and Outback  all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
2.90%
2.90%
3.90%
3.90%
4.90%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
end 09 rates.  US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area. Subject to change and correction
Looking for Payment Calculator, Certified pre-owned
top
SoA SPECIAL FINANCE  RATES on new 2010 models 
July 1-August 3, 2009
 check for rebates below  - Payment Calculator

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area

Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. 
Interest rates my be instead of rebate and not available on all models. This is not a complete list of all incentives.

FICO score: some private companies offer your FICO score for a fee, it may not be the same as the score a dealer gets. Contact your local dealer for approval.

These do not apply on cross border sales into Canada

SoA Subaru of America financing is by JP Morgan Chase, PO Box 901098, Ft. Worth, Tx, 76101-2098. Ph: finance 800.662.3325; lease 800.644.1941

Always subject to change and correction.
Outback
Outback- all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
 64-72 mos
700+, tier I, tier II
4.90%
4.90%
4.90%
4.90%
4.90%
699-660, tier III
5.90%
5.90%
5.90%
5.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
Forester
Forester- all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
 4.90%
4.90%
4.90%
4.90%
4.90%
699-660, tier III
5.90%
5.90%
5.90%
5.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
Legacy
Legacy - all models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
4.90%
4.90%
4.90%
4.90%
4.90%
699-660, tier III
5.90%
5.90%
5.90%
5.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
that's it for rates- nothing else - no other 2010 models currently available
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
2.90%
2.90%
3.90%
3.90%
4.90%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
end 2010 rates

LEASE 2009 models
Northwest region

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details. Subject to change, correction.
 

2010  LEASES are now available- contact your local dealer

2009 SPECIAL LEASE OFFERS, THROUGH June 30, 2009
Other leases, terms and payments available from SoA (Subaru of America). 
Cannot be combined with any other incentives. On approval of credit. Tax, title, registration, document fees extra.
Customer responsible for maintenance, repairs not covered by warranty, excessive wear, and $.15 per mile over 10,000 miles per year, or 30,000 total. Dealer participation required. See your dealer for details and specials in your area.. 
Always OAC, on approval of credit. Subject to change, correction, updating.

09 SUBARU IMPREZA 4door (9JA)  $179 per month for 36 months, 10,000 miles per year, with $1,299 due at lease signing.
09 SUBARU IMPREZA WRX 4door (9JO) $349 per month for 36 months, 10,00 miles per year, with $1,599 due at lease siging
09 SUBARU OUTBACK 2.5i SE (9DC) $239 per month for 36 months,10,000 miles per year,  with $1,699 due at lease signing
09 SUBARU FORESTER (9FA) $249 per month for 36 months, 10,000 miles per year, with $1,499 due at lease signing
09 SUBARU LEGACY (9AD) $199 per month for 36 months, 10,000 miles per year, with $1,999 due at lease signing.
09 SUBARU TRIBECA (9TD) $319 per month for 42 months,10,000 miles per year, with $2,999 due at lease signing.

Money down: more lowers the lease payment, less money raises ithe payment.

LEASE LOYALTY Program  for current and returning Subaru lessees
No first payment! SoA will make the first monthly payment up to $500 to returning current Subaru lease and balloon customers with a maturing contract through Subaru of America financing (SoA).
The customer must purchase a new Subaru vehicle and finance or lease the new contract with SMF.
Customer is responsible for any remaining dollar amount over the $500.
The disposition fee on the existing lease or balloon account (for vehicle returns only) will be waived with the purchase of a new Subaru.
Lease Contract: The dealership will not collect a payment from the customer on the date of vehicle delivery unless the payment exceeds $500 in which case only the excess amount must be collected.  SoA will pay the first month’s base rental plus monthly tax, as applicable, up to a maximum amount of $500.
Retail Contract: The dealership will not collect a payment at time of delivery. Upon SoA verifying customer eligibility, SoA will submit payment directly to SMF on behalf of the customer. NOTE: The customer will receive a monthly statement showing a first payment due. Please inform the customer to disregard this first statement as SOA will make the payment. We will be sending a letter to the customer confirming that the payment has been remitted. If the customer’s
payment is over $500, they will have to remit the difference at time of their first payment. 
Security Deposit: Customer's security deposit will be waived on the new lease contract.

always subject to change, correction, updating.
US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area.

.
REBATES
July 1- August 3, 2009

Cash, Finance, and Lease Customer Rebates

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate.  This is not a complete list of all incentives.

Tribeca - Outback - Legacy - Forester - Impreza

First Payment Made! No first payment for returning lease customers who finance or lease a new Subaru
SoA will make first monthly payment up to $500 to returning current Subaru lease and balloon customers with a maturing lease or balloon through Subaru Motors Finance (SMF)
The customer must purchase a new Subaru vehicle and finance or lease the new contract with SMF.
Customer is responsible for any remaining dollar amount over the $500.
The disposition fee on the existing lease or balloon account (for vehicle returns only) will be waived with the purchase of a new Subaru.
Lease Contract: The dealership will not collect a payment from the customer on the date of vehicle delivery unless the payment exceeds $500 in which case only the excess amount must be collected.  SoA will pay the first month’s base rental plus monthly tax, as applicable, up to a maximum amount of $500.
Retail Contract: The dealership will not collect a payment at time of delivery. Upon SoA verifying customer eligibility, SoA will submit payment directly to SMF on behalf of the customer. NOTE: The customer will receive a monthly statement showing a first payment due. Please inform the customer to disregard this first statement as SOA will make the payment. We will be sending a letter to the customer confirming that the payment has been remitted. If the customer’s payment is over $500, they will have to remit the difference at time of their first payment.
Security Deposit: Customer's security deposit will be waived on the new lease contract.

NOTE: Subaru of America (SoA) Western Region Customer Rebates and specials. These incentives may vary by area so please contact your local dealer. not appliable on sales into Canada. May not include dealers in CT, MA, ME, NH, NY, RI, VT, NJ, HI. 

always subject to change, correction, updating. not responsible for errors, typos, omission etc. Comments, tips welcomed.
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TRIBECA customer rebates
click for Tribeca specs
Customer rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives and bonuses - these can completely vary by model, and also dealer

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate.  This is not a complete list of all incentives.

2009 Tribeca
model (model code)
Customer instant rebate, 
always paid directly to customer
.
call for dealer incentives
Cash
or non-Subaru financing
Financed
with SoA low rates
Leased
.
cash
financed
lease
5 passenger, (9TA)
$3200
3200
-
.
-
-
-
5 passenger SE (9TD)
3200
3200
-
.
-
-
-
5 passenger Limited (9TB)
3200
3200
-
.
-
-
-
5 passenger Limited w/ Navigation (9TC)
3200
3200
-
.
-
-
-
7 passenger (9TH)
3200
3200
-
.
-
-
-
7 passenger SE (9TL)
3200
3200
-
.
-
-
-
7 passenger Limited (9TI)
3200
3200
-
.
-
-
-
7 passenger Limited w/ Navigation (9TJ)
3200
3200
-
.
-
-
-
7 passenger Limited, Navigation, DVD (9TK)
3200
3200
-
.
-
-
-
end 09
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OUTBACK customer rebates
click for Outback specs

Customer rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives.

2009 Outback
model (with model code)
Customer instant rebate
always paid directly to customer
.
call
cash
or non-Subaru financing
finance
with SoA low rates
lease
.
cash
finance
lease
2.5i, (manual 9DA, auto 9DB)
$2000
$2000
-
.
-
- -
2.5i SE, (manual 9DC, auto 9DD)
2000
2000
-
.
-
- -
2.5i Limited (9DG)
2000
2000
-
.
-
- -
2.5i Limited Navigation (9DH)
2000
2000
-
.
-
- -
XT Limited (manual 9DJ, auto 9DK)
3000
3000
-
.
-
- -
XT Limited Navigation, (9DL)
3000
3000
-
.
-
- -
3.0R Limited (9AU)
3000
3000
-
.
-
- -
3.0R Limited, Navigation (9DV)
3000
3000
-
.
-
- -
end 09, start 10
2010 Outback
model (with model code)
Customer instant rebate
always paid directly to customer
.
call
cash
or non-Subaru financing
finance
with SoA low rates
lease
.
cash
finance
lease
2.5i, (manual ADA, CVT ADB)
$0
$
$-
.
-
- -
2.5i Premium (manual ADC, CVT ADD)
-
-
-
.
-
- -
2.5i Limited (ADF)
-
-
-
.
-
- -
3.6R (ADI) .
3.6R Premium (ADJ)
-
-
-
.
-
- -
3.6R Limited, Navigation (ADK)
-
-
-
.
-
- -

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LEGACY customer rebates
click for Legacy specs

Customer rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives.

2009 Legacy
model (model code)
Customer instant rebate
always paid directly to customer
.
call
Cash
or non-Subaru financing
Finance
with SoA low rates
Lease
.
cash
finance
lease
2.5i (manual 9AA, auto 9AB) fleet only, no retail sales
$1500
$1500
-
.
-
-
-
2.5i SE manual (9AC)
1500
1500
-
.
-
-
-
2.5I SE automatic (9AD)
1500
1500
-
.
-
-
-
2.5i Limited (9AD)
1500
1500
-
.
-
-
-
GT Limited (manual 9AJ, auto 9AK)
2500
2500
-
.
-
-
-
GT Limited, Navigation (9AL)
2500
2500
-
.
-
-
-
GT specB (9AS)
2500
2500
-
.
-
-
-
3.0R (9AT)
2500
2500
-
.
-
-
-
3.0R Limited (9AU)
2500
2500
-
.
-
-
-
3.0R Limited, Navigation (9AV)
2500
2500
-
.
-
-
-
end 09 start 2010
no 2010 Legacy rebates

top



Forester customer rebates
click for Forester specs
 
Customer rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives.

2009 Forester
no factory rebates on the 09 Forester at this time
model (model code)
Customer instant rebate
always paid directly to customer
.
-
Cash
or non-Subaru financing
Finance
with SoA low rates
Lease
.
cash
finance
lease
X manual (9FA)
-
-
-
.
-
-
-
X auto trans (9FB)
-
-
-
.
-
-
-
X Premium, NO all weather pkg, discontinued model, 
(manual 9FC, auto 9FD)
-
-
-
.
-
-
-
X Premium, All Weather Pkg, manual trans (9FG)
-
-
-
.
-
-
-
X Premium, All Weather Pkg, auto trans (9FH)
-
-
-
.
-
-
-
X Limited (9FI, discontinued 9FE)
-
-
-
.
-
-
-
X Limited, Navigation (9FJ, discontinued 9FF)
-
-
-
.
-
-
-
XT (9FM)
-
-
-
.
-
-
-
XT Limited (9FN)
-
-
-
.
-
-
-
XT limited, Navigation (9FO)
-
-
-
 
-
-
-
end 09, start 2010 Forester rebates
NO 2010 FORESTER REBATES
top


IMPREZA customer rebates
click for Impreza specs

Customer rebates go directly to the customer at time of purchase
Cash: customer 'Cash' rebate available when customer either pays cash or does not use Special finance rates.
Dealer incentives - there are dealer incentives- these can completely vary by model and also dealer

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area 
Fine print: Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. Subject to change, correction. This is not a complete list of all incentives.

2009 Impreza
model (model code)
Customer instant rebate
always paid directly to customer
.
call
Cash
or non-Subaru financing
Finance
with SoA low rates
Lease
.
cash
finance
lease
4 door sedans
2009 4door sedans
2.5i manual trans (9JA)
$1000
$1000
-
.
-
-
-
2.5i  automatic trans (9JB)
1000
1000
-
.
-
-
-
2.5i Premium manual trans (9JC)
1500
1500
-
.
-
-
-
2.5i Premium automatic trans (9JD)
1500
1500
-
.
-
-
-
2.5i Premium, Navigation, Satellite radio, auto trans (9JF)
1500
1500
-
.
-
-
-
25GT turbo, auto trans,  (9JM)
1500
1500
-
.
-
-
WRX (9JO)
-
-
-
.
-
-
-
WRX Premium (9JP)
-
-
-
.
-
-
-
WRX Premium, Navigation, Satellite radio (9JQ)
-
-
-
.
-
-
-
5 door wagons
2009 5door wagons
2.5i manual trans (9LA)
$750
$750
-
.
-
-
-
2.5i auto trans (9LB)
750
750
-
.
-
-
-
2.5i Premium manual trans (9LC)
1000
1000
-
.
-
-
-
2.5i Premium auto trans (9LD)
1000
1000
-
.
-
-
-
2.5i Premium, Navigation, Satellite radio (9LF)
1000
1000
-
.
-
-
-
Outback Sport, all weather pkg, manual trans (9LJ)
500
500
-
.
-
-
-
Outback Sport, all weather pkg, auto trans (9LK)
500
500
-
.
-
-
-
25GT turbo (9LM)
1000
1000
-
.
-
-
-
WRX (9LO)
-
-
-
.
-
-
-
WRX Premium (9LP)
-
-
-
.
-
-
-
WRX Premium, Navigation, Satellite radio (9JQ)
-
-
-
.
-
-
-
STI (all models 9LV, 9LW, 9LX, 9LY, 9LZ)
-
-
-
.
-
-
-
end 09

top
note: these do not apply on cross border sales into Canada

COLLEGE GRADUATE PROGRAM

Subaru offers a College Graduate Program so recent and soon-to-be graduates who might not normally qualify because they've been students, can finance or lease a new Subaru.
Applicants must graduate within 6 months or have graduated within the last 24 months from an accredited U.S. 2/4 year college, grad school (incl Doctorate), nursing school, or trade school.
Must have proof of employment & income (pay stub), or a letter from the future employer indicating a start date within 90 days, and salary.
Payment cannot exceed 15% of gross monthly income.
Credit history, if any, is always important and derogatory or late payment credit history, bankruptcies, foreclosures, repossessions etc will affect interest rates and availabilty.
Qualified applicants may be eligible for current special lease and retail offers depending on the individual's credit, income etc.
And of course, see your local dealer for details and credit application...

top
 

This unofficial, unauthoirized website is maintained by Joe Spitz who is responsible for all content.

Corrections will be made as available. Interest rates always subject to approval.
All information subject to change and correction without advance notice.
Comments welcomed
Joe Spitz
Subaru sales, Seattle, Wa
contact

....

table
model (model code)
Customer instant rebate, always paid directly to customer
.  
cash
finance 
with low rates
lease
.
cash
finance 
with low rates
lease
.
.
.
.
.
...


expired SoA SPECIAL FINANCE  RATES on 

expired dates
 check for rebates below  - Payment Calculator

US Northwest region.  Please do NOT assume these are available in other areas, always contact your local dealer for details in your area
Rates and financing always oac, on approval of credit; may vary by model; dealer participation may affect rate; dealer may mark-up rate. 
Interest rates my be instead of rebate and not available on all models. This is not a complete list of all incentives.

FICO score: some private companies offer your FICO score for a fee, it may not be the same as the score a dealer gets. Contact your local dealer for approval.

These do not apply on cross border sales into Canada

SoA Subaru of America financing is by JP Morgan Chase, PO Box 901098, Ft. Worth, Tx, 76101-2098. Ph finance 800.662.3325; lease 800.644.1941

Always subject to change and correction.
 MODEL
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
 64-72 mos
700+, tier I, tier II
4.90%
4.90%
4.90%
4.90%
4.90%
699-660, tier III
5.90%
.90%
5.90%
5.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
model
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
 --
-
-
-
-
699-660, tier III
3.90%
3.90%
4.90%
4.90%
4.90%
659-620, tier IV
5.90%
5.90%
5.90%
5.90%
5.90%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
 models
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
0%
0%
0%
0%
0%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
4.90%
659-620, tier IV
5.90%
5.90%
5.90%
5.90%
5.90%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%
model
FICO credit score
to 24 months
25-36 mos
37-48 mos
49-60-63 mos
64-72 mos
700+, tier I, tier II
2.90%
2.90%
3.90%
3.90%
4.90%
699-660, tier III
3.90%
3.90%
4.90%
4.90%
5.90%
659-620, tier IV
6.50%
6.50%
6.50%
6.50%
6.50%
619- below, tier V
9.50%
9.50%
9.50%
9.50%
9.50%